This is a retirement account which you cannot withdraw until you retire.

We are currently with which used to be the Australian Retirement Fund (ARF).

To cancel insurance (which is a monthly fee taken from your super) go to forms and publications, and download the Application to reduce or opt out of cover.

If you earn less than 58000 AUD you may be entitled to super co-contributions. The less you earn, the more benefit you will get. This changes every year, so check on ATO site for the latest figures.